信贷员 (xìn dài yuán) — credit officer, loan officer

Definition

Banking professional who evaluates and approves loans. A 员 suffix role, distinct from a 银行家 (banker) by being a staff member, not an executive.

noun
credit officerloan officer
Measure word · 名

Examples

  • 信贷员。
    Tā zài yín háng zuò xìn dài yuán.
    He works as a credit officer at a bank.
  • 信贷员。
    Zhè wèi xìn dài yuán zhèng zài shěn hé dài kuǎn shēn qǐng.
    This credit officer is reviewing loan applications.
  • 信贷员。
    Gōng sī xū yào zhāo pìn yì míng xìn dài yuán.
    The company needs to hire a credit officer.

Origin

Derived word
构词法gòucífǎ
后缀hòuzhuìSuffix

A fixed syllable at the end that turns the word into a noun, a person, a place or the like.

信贷credit and loans
信xìncredit贷dàiloan
联合Side by side
员yuánperson

信贷 covers credit and loans, and 员 is the person handling them.

Characters in this word

Most characters — around four in five — are built this way: one part hints at the meaning, the other at the pronunciation.

Meaning part形符xíngfú
言言yánwords
Sound part声符shēngfú
人
人rén信xìn
The sound has drifted apartThe sound part was a clue two thousand years ago — it often still helps, but not always.

信 pairs 人 as the sound part with 言 (words) as the meaning part.

Open 信 →

Most characters — around four in five — are built this way: one part hints at the meaning, the other at the pronunciation.

This origin belongs to the traditional form 貸; 贷 is its simplified writing.

Meaning part形符xíngfú
貝貝bèishell
Sound part声符shēngfú
代
代dài貸dài
Same sound today

The traditional form 貸 pairs 貝 (shell) with 代, which gives its sound; the simplified 贷 is a later shorthand. It originally meant to give or bestow, later to lend.

Open 贷 →

Most characters — around four in five — are built this way: one part hints at the meaning, the other at the pronunciation.

This origin belongs to the traditional form 員; 员 is its simplified writing.

Meaning part形符xíngfú
鼎鼎dǐngding
Sound part声符shēngfú
〇
〇líng員yuán
The sound has drifted apartThe sound part was a clue two thousand years ago — it often still helps, but not always.

In the traditional form 員, 〇 supplies the sound and 鼎 supplies the meaning; the simplified 员 is a shortened form.

Open 员 →

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