Definition
贷款 (dài kuǎn) is a formal financial term meaning 'loan' (noun) or 'to provide/take out a loan' (verb). It is more specific than 借 (jiè), a general verb for 'borrow/lend' in everyday contexts. As a noun, 贷款 is widely used in banking and loans, whereas 信贷 (xìn dài 'credit') is a more technical, formal term.
noun
loan (measure word: 笔)
verb
to provide or take out a loan
Measure word · 笔
Examples
- 贷款。Wǒ xūyào shēnqǐng yì bǐ dài kuǎn.I need to apply for a loan.
- 贷款。Yínháng dài kuǎn gěi zhōngxiǎo qǐyè.The bank provides loans to small and medium-sized enterprises.
- 贷款。Tā dài kuǎn mǎi le fángzi.He took out a loan and bought a house.
Browse more HSK 6 words or search the full 43,000-word dictionary.